Student Loan Consultation
Price: $499
What You’re Paying For:
A complete professional review of your federal student loans with a personalized repayment and forgiveness strategy.
What You Receive:
- Review of all federal loans
- Repayment plan comparison
- Forgiveness eligibility review
- Default prevention strategy
- Personalized repayment roadmap
- One follow-up email
Why This Tier Exists:
Perfect for borrowers who need clarity, direction, and a plan.
Garnishment Review
Price: $499
What You’re Paying For:
A full analysis of your wage garnishment or tax offset with a step-by-step plan to stop or reduce it.
What You Receive:
- Review of garnishment order
- Review of tax or Social Security offset
- Immediate relief options
- Rehab vs. consolidation comparison
- Hardship positioning
- Documentation guidance
- Step-by-step relief plan
Why This Tier Exists:
Designed for borrowers under active garnishment who need fast, legal relief.
Parent PLUS Optimization
Price: $499
What You’re Paying For:
A professional strategy to reduce Parent PLUS payments and unlock repayment options most parents don’t know exist.
What You Receive:
- Review of Parent PLUS structure
- Consolidation strategy to unlock IDR
- Payment reduction plan
- Forgiveness pathway review
- Hardship positioning
- Documentation checklist
- Personalized repayment roadmap
Why This Tier Exists:
Parent PLUS loans require a special strategy — this service gives parents the lowest payment possible.
Default Removal
Price: $499
What You’re Paying For:
A complete plan to remove your loans from default and restore eligibility for repayment plans and forgiveness.
What You Receive:
- Review of default status
- Rehab vs. consolidation strategy
- Payment calculation guidance
- Hardship documentation support
- Collector communication script
- Step-by-step default removal plan
- One follow-up support email
Why This Tier Exists:
Default is the worst status — this service gets borrowers out quickly and safely.
Add-On Services
- Hardship Letter — $170
- Income Documentation Prep — $180
- Parent PLUS Strategy Session — $200
- Credit Report Review — $200
